A B C D E F G H I
1
2
 THE GROUP THE BANK
3
 2019 2018 2017 2019 2018 2017
4
 Notes MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
6
 ASSETS
7
 Cash and cash equivalents 14 50,7006,38 50105076 35,965,153 50,698,992 49,974,647 35,965,163
8
 Due from banks 15 12967930 5764742 4,752,221 12,967,930 5,164,742 4,752,221
9
 Derivative financial innruments 16 744595 897052 318,120 92,413 208,490 228,533
10
 Loans and advances to banks 17(a) 6,019,048 5,769,229 3,509,330 60,190,118 5,769,229.000 3,509,330
11
 Loans and advances to customers 17{b) 22,L50,L96 22,297,254 24,003,415 22,150,196 22,297,254 24,003,415
12
 Investment securities 18 46,2O3,952 35,290,627 30,742,647 45,308,171 34,374,414 29,861,287
13
 Investment in subsidiary 19 - - - - 189,563 189,563
14
 Property and equipment 20 187,071 192,285 189,287 185,675 189854 186269
15
 Intangible assets 21 243401 417919 334,494 243,398 249,585 155,855
16
 Deferred tax assets 12(d) 101,654 141,747 147,057 100,953 141,462 147,057
17
 Other assets 2042215 1685508 1,436,888.00 2,106,722 1,841,173 1,427,433
18
 TOTAL ASSETS 141,360,710 121,961,439 101,398,622 139,873,498 1,20,400,413 100,406,283
19
20
21
 LIABILITIES AND EQUITY
22
 Due to banks 23 30,434 932,755 1,500,815 30,434 932,755 1,500,815
23
 Deposits fTom customers 24 131,032,605 111,136,100 90,601,331 131,208,365 111,385,467 91,082,564
24
 Derivative financial instruments 16 702,177 752,944 294,047 49,995 64,382 204,460
25
 Debts issued 25 32O,662 855302 1,,673,525 184,205 600208 1111493.000
26
 Financial liabilities measured at fair value through Profit or loss 27 872139 897654 861,677 - - -
27
 Retirement benefits obligation 30 67307 42776 23,000 64,652 41,688 23000
28
 Current tax liabilities 12(a) 112,116 34,780 130,156 112,116 31281 130156
29
 Deferred tax liabilities
 12(b) - - 129 - - -
30
 Other liabilities 26 522,732 473,O48 381,589 507,327 445,380 361,347
31
 TOTAL LIABILITIES 133,660,172 115,125,359 95,466,369 132,157,094 113,501,161 94,413,835
32
33
34
 EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT
35
 Ordinary shares
 28 3,641,049 3,641,049 3,197,608 3,641,049 3,641,049 3,197,608
36
 Class A shares 29 1,399,768 1,399,768 1,399,768 1,385,768 1,385,768 1,385,768
37
 Retained earnings 31 1,801,294 1,200,350 870,794 1,836,242 1,277,521 944,373
38
 Other reserves 31 858,427 594,913 464,083 853,345 594,914 464,699
39
 TOTAL EQUITY 7,700,538 6,836,080 5,932,253 7,716,404 6,899,252 5,992,448
40
41
 TOTAL LIABILITIES AND EQUITY 141,360,710 121,961,439 101,398,622 139,873,498 120,400,413 100,406,283
A B C D E F G H I
1
2
 THE GROUP THE BANK
3
 2019 2018 2017 2019 2018 2017
4
 Notes MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
6
 ASSETS
7
 Cash and cash equivalents 14 50,7006,38 50105076 35,965,153 50,698,992 49,974,647 35,965,163
8
 Due from banks 15 12967930 5764742 4,752,221 12,967,930 5,164,742 4,752,221
9
 Derivative financial innruments 16 744595 897052 318,120 92,413 208,490 228,533
10
 Loans and advances to banks 17(a) 6,019,048 5,769,229 3,509,330 60,190,118 5,769,229.000 3,509,330
11
 Loans and advances to customers 17{b) 22,L50,L96 22,297,254 24,003,415 22,150,196 22,297,254 24,003,415
12
 Investment securities 18 46,2O3,952 35,290,627 30,742,647 45,308,171 34,374,414 29,861,287
13
 Investment in subsidiary 19 - - - - 189,563 189,563
14
 Property and equipment 20 187,071 192,285 189,287 185,675 189854 186269
15
 Intangible assets 21 243401 417919 334,494 243,398 249,585 155,855
16
 Deferred tax assets 12(d) 101,654 141,747 147,057 100,953 141,462 147,057
17
 Other assets 2042215 1685508 1,436,888.00 2,106,722 1,841,173 1,427,433
18
 TOTAL ASSETS 141,360,710 121,961,439 101,398,622 139,873,498 1,20,400,413 100,406,283
19
20
21
 LIABILITIES AND EQUITY
22
 Due to banks 23 30,434 932,755 1,500,815 30,434 932,755 1,500,815
23
 Deposits fTom customers 24 131,032,605 111,136,100 90,601,331 131,208,365 111,385,467 91,082,564
24
 Derivative financial instruments 16 702,177 752,944 294,047 49,995 64,382 204,460
25
 Debts issued 25 32O,662 855302 1,,673,525 184,205 600208 1111493.000
26
 Financial liabilities measured at fair value through Profit or loss 27 872139 897654 861,677 - - -
27
 Retirement benefits obligation 30 67307 42776 23,000 64,652 41,688 23000
28
 Current tax liabilities 12(a) 112,116 34,780 130,156 112,116 31281 130156
29
 Deferred tax liabilities
 12(b) - - 129 - - -
30
 Other liabilities 26 522,732 473,O48 381,589 507,327 445,380 361,347
31
 TOTAL LIABILITIES 133,660,172 115,125,359 95,466,369 132,157,094 113,501,161 94,413,835
32
33
34
 EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT
35
 Ordinary shares
 28 3,641,049 3,641,049 3,197,608 3,641,049 3,641,049 3,197,608
36
 Class A shares 29 1,399,768 1,399,768 1,399,768 1,385,768 1,385,768 1,385,768
37
 Retained earnings 31 1,801,294 1,200,350 870,794 1,836,242 1,277,521 944,373
38
 Other reserves 31 858,427 594,913 464,083 853,345 594,914 464,699
39
 TOTAL EQUITY 7,700,538 6,836,080 5,932,253 7,716,404 6,899,252 5,992,448
40
41
 TOTAL LIABILITIES AND EQUITY 141,360,710 121,961,439 101,398,622 139,873,498 120,400,413 100,406,283
A B C D E F G H I
1
2
 THE GROUP THE BANK
3
 2019 2018 2017 2019 2018 2017
4
 Notes MUR'000 MUR'000 MUR'000 MUR'000 MUR'000 MUR'000
5
6
 ASSETS
7
 Cash and cash equivalents 14 50,7006,38 50105076 35,965,153 50,698,992 49,974,647 35,965,163
8
 Due from banks 15 12967930 5764742 4,752,221 12,967,930 5,164,742 4,752,221
9
 Derivative financial innruments 16 744595 897052 318,120 92,413 208,490 228,533
10
 Loans and advances to banks 17(a) 6,019,048 5,769,229 3,509,330 60,190,118 5,769,229.000 3,509,330
11
 Loans and advances to customers 17{b) 22,L50,L96 22,297,254 24,003,415 22,150,196 22,297,254 24,003,415
12
 Investment securities 18 46,2O3,952 35,290,627 30,742,647 45,308,171 34,374,414 29,861,287
13
 Investment in subsidiary 19 - - - - 189,563 189,563
14
 Property and equipment 20 187,071 192,285 189,287 185,675 189854 186269
15
 Intangible assets 21 243401 417919 334,494 243,398 249,585 155,855
16
 Deferred tax assets 12(d) 101,654 141,747 147,057 100,953 141,462 147,057
17
 Other assets 2042215 1685508 1,436,888.00 2,106,722 1,841,173 1,427,433
18
 TOTAL ASSETS 141,360,710 121,961,439 101,398,622 139,873,498 1,20,400,413 100,406,283
19
20
21
 LIABILITIES AND EQUITY
22
 Due to banks 23 30,434 932,755 1,500,815 30,434 932,755 1,500,815
23
 Deposits fTom customers 24 131,032,605 111,136,100 90,601,331 131,208,365 111,385,467 91,082,564
24
 Derivative financial instruments 16 702,177 752,944 294,047 49,995 64,382 204,460
25
 Debts issued 25 32O,662 855302 1,,673,525 184,205 600208 1111493.000
26
 Financial liabilities measured at fair value through Profit or loss 27 872139 897654 861,677 - - -
27
 Retirement benefits obligation 30 67307 42776 23,000 64,652 41,688 23000
28
 Current tax liabilities 12(a) 112,116 34,780 130,156 112,116 31281 130156
29
 Deferred tax liabilities
 12(b) - - 129 - - -
30
 Other liabilities 26 522,732 473,O48 381,589 507,327 445,380 361,347
31
 TOTAL LIABILITIES 133,660,172 115,125,359 95,466,369 132,157,094 113,501,161 94,413,835
32
33
34
 EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT
35
 Ordinary shares
 28 3,641,049 3,641,049 3,197,608 3,641,049 3,641,049 3,197,608
36
 Class A shares 29 1,399,768 1,399,768 1,399,768 1,385,768 1,385,768 1,385,768
37
 Retained earnings 31 1,801,294 1,200,350 870,794 1,836,242 1,277,521 944,373
38
 Other reserves 31 858,427 594,913 464,083 853,345 594,914 464,699
39
 TOTAL EQUITY 7,700,538 6,836,080 5,932,253 7,716,404 6,899,252 5,992,448
40
41
 TOTAL LIABILITIES AND EQUITY 141,360,710 121,961,439 101,398,622 139,873,498 120,400,413 100,406,283